Deputy Manager - SALPL - Growth

Updated: April 05, 2024 05:29 AM GMT

Bajaj Finserv

Mughalsarai, Uttar Pradesh

Job Purpose

“This position is open with Bajaj Finance ltd.”

Manage Professional Loan Risk function, maintaining a healthy portfolio, managing losses and bounces within defined threshold, and taking proactive actions to minimize losses for Professional Loan business and increase business volumes by identifying new Product and Business segments

Duties And Responsibilities

PRINCIPAL ACCOUNTABILITIES

(Accountabilities associated with the job)
• Risk Policy development & Assessment

 Define customer profile and attributes in terms of Degree, Experience, business stability, Age, Bureau Behaviors, Banking Behavior, etc. to develop criteria required to assess the customer to approve/reject loan sanction request

 Monthly assessment of various controls charts and KPI’s at Segments / Degree / Geography/ Leverage/ Deviations and take appropriate actions to maintain healthy portfolio

 Define smart TTD Triggers, automate on system and ensure strong hind sighting of new acquisition.
•... More Detail