Chartered accountant - Chennai

The Bank Force

Chennai, Tamil Nadu

Job Opportunity: Credit Manager – Machinery loan/School funding Loans

Location: Coimbatore and Chennai

Formal Qualification:
• Chartered Accountant (CA) / MBA (Finance) – Mandatory

Specific Responsibilities:
• Underwrite MEF & SFP (Medical Equipment/Machinery Funding, School Funding) cases.
• Utilize Loan Origination System and Loan Management System effectively.
• Maintain Credit Turnaround Time (TAT).
• Conduct Credit Underwriting according to policy.
• Monitor delinquency and non-performing assets (NPA) to meet budgeted levels.
• Manage credit costs within approved budgets.
• Provide feedback to Credit Policy based on underwriting experience.
• Conduct data slicing/analysis and publish reports.
• Monitor Pre-disbursement Due Diligence (PDD).
• Perform industry analysis.

Key Performance Indicators (KPIs):
• TAT
• Portfolio Quality
• Quality of Appraisal
• Cost Management
• Implementation of Processes

Stakeholder Management:
• Internal: Sales, Credit Underwriting team, HR... More Detail

Apply Now

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