Valuer-Gold Loan

Updated: May 16, 2024 12:38 PM GMT

IDFC FIRST Bank Limited

Tadepalligudem, Andhra Pradesh

Role/Job Title: Sales Manager - Gold Loan

Function/ Department: Retail Assets

Job Purpose:

The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of DSTs to expand Gold loan business in that locality/branch.

Roles & Responsibilities:
• Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers.
• Existing liability customers are pitched for Gold loans.
• Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
• Fee Income should be Minimum 1% of total disbursals.
• Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases.
• Co-ordination with valuers to be done time to time basis.
• Ensure most of the customers are aligned to pay valuation charges as per product norms.
• Ensuring healthy collections with Nil FEMI/FPD and... More Detail